If you are exceeding your resource point limit you have a few options.
1) If you are not excessively exceeding the limit, you could split your account into multiple shared accounts. So long as none of your new accounts would exceed the resource usage limit, this could be a very affordable option for you.
2) If splitting your account is not an option, you may be required to upgrade to a service that can handle you resource usage level. Our support team will be more than happy to help you find a solution that will work for you.